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- Avoid Identity Theft
Have you been a victim of Identity theft? Do you know someone who has been a victim of the said crime? If you are not familiar with Identity theft is a term used to refer to fraud that involves stealing money or getting other benefits by pretending to be someone else. It occurs when your personal information is stolen and used without your knowledge. It's a serious crime. The victim of identity is used can suffer various consequences when they are held responsible for the thief's. Just being careful isn't enough to prevent or detect identity theft. It's the fastest growing crime in the U.S. with over 9 million victims each year. It is wise to secure your identity.
One great company in the field of Identity Theft Protection is lifelock. They are based in Tempe, Arizona whose company is led by experienced and successful entrepreneurs and industry experts. What they do? Lifelock ask the credit bureaus to set free fraud alerts on your behalf and ask the credit bureaus to do it again every 90 days or so, unless you told them not to. Aside from that, Lifelock ask companies that your name be removed from pre-approved credit card and junk mail lists and keep making the requests as they expire. This action is very helpful because this is one of the many ways that thieves hijack identities. In our home, everytime we received any pre-approved credit and junk mails that includes important informations, we try to tear the paperworks before we trash it. Another thing, lifelock order your free credit reports on your behalf from the major credit bureaus and they are sent directly to you. They also have the WalletLock service, that can helps you when your wallet goes missing. They help you contact each credit card, bank or document issuing company, cancel your affected accounts and complete the paperwork and steps necessary to replace your lost documents, including your credit/debit cards, driver's license, social security card, insurance cards, checkbook - even travelers checks - at no additional cost. If your Identity is stolen while you are a member of LifeLock, they are going to do whatever it takes to recover your good name. They are going to hire lawyers the best they can find including investigators, accountants, case managers, whatever, they're yours, when you need then and if you lose money as a result of the theft, they're going to give it back to you. Check out their website to learn more about their services.